We are here to help!
Our web site is here to assist our clients with claims and expedite the claim process. Call or E Mail us anytime you have questions or concerns.

Please watch this short life insurance video, then call me at 800-562-0703 or 229-246-1685.

Need your policy number?
Request it by E Mail: selrod@licoa.com or dmorris@licoa.com

Need to contact Life of Alabama?
Call them at 1-800-226-2371 or go to their web site.
Click on customer info, then click on contact us.

Retiring or leaving current employment?
Remember you can keep your coverage for life at group rates.
For Bank Draft form and instructions click here.
To set up other pay methods: E Mail us or call 800-562-0703.

For other Life of Alabama needs
go to their web site and click on Policyholder Service for lost policy replacement, changing your address, phone number or general policyholder needs.

Flexible Spending Account Information
is available at the VBA web site or by calling 1-866-730-3539.
Get a Flexible Spending Claim Form or Form Instructions

Contact Information
Steve Elrod & Associates, Inc. P.O. Box 787 623 S. West St. West Street Commons Office Plaza Bainbridge, GA 39818	Toll Free: Voice: Toll Free Fax: Fax:	800-562-0703 229-246-1685 800-249-0713 229-248-0713
Terri Elrod P.O. Box 787 623 S. West St. West Street Commons Office Plaza Bainbridge, GA 39818	Toll Free: Voice: Toll Free Fax: Fax:	800-562-0703 229-246-1685 800-249-0713 229-248-0713
Stephanie Elrod Kinnebrew   E Mail 124 Taylor Street Americus, GA 31709	Toll Free: Toll Free Fax: Fax:	800-562-0703 800-249-0713 229-248-0713
Kay Reed   E Mail Independent Agent for Life of Al. 276 Crawford Circle Toccoa, GA 30577	Toll Free: Voice: Fax:	877-592-3996 706-886-9347 706-886-0093
Mack Poss   E Mail 1744 Shady Lane Toccoa, GA 30577	Toll Free: Voice: Fax:	800-862-5392 706-779-7079 706-779-7322
Life Insurance Company of Alabama www.licoa.com P.O. Box 349 Gadsden, AL 35902	Toll Free: Fax-Agency: Fax-Claims:	800-226-2371 256-543-0019 256-399-0252
VBA www.vbaonline.com 320-B Edgewood Terrace Dr. Jackson, MS 39206	Toll Free: Voice: Toll Free Fax: Fax:	866-730-3539 601-982-1791 866-729-3539 601-981-6605

Forms You will need Acrobat Reader to view and print our forms. If you do not have, click for a free download. Help for Printing Forms     The form you click will open in Acrobat Reader Then click the Print Icon at the top. When the print options box opens, Put a checkmark in the Print as Image box. Click OK. Phone-In Wellness Claim Instructions See all Claim Forms Get a Cancer Claim Form Get a Intensive Care Claim Form Get a Accident Claim Form Get a FSA Claim Form Get a FSA Instructions Change Form:     For Name change, beneficiary change etc Bank Draft Form: Authorize a Bank Draft